How to Have a Safe 4th of July Celebration

June 29, 2026

Simple Safety Tips to Help Protect Your Family, Friends, and Property During Your Fourth of July Festivities


Fourth of July is one of America's favorite holidays and it's a time to enjoy Independence Day with your family and friends.


Unfortunately, every year more than 11,000 people are sent to the emergency room for fireworks-related injuries, and in a typical year about eight to 10 people are killed by fireworks.


On top of that, fourth of July fireworks start an average of 18,500 fires every year, including 1,300 structure fires, 300 vehicle fires, and 16,900 outside fires, according to the National Fire Protection Association.


But you can take steps to protect your family and your property so that you don't have to be one of those statistics. It all comes down to common sense and respecting the power of the fireworks.



Mind the Sparklers


Usually these are known as "kiddie" fireworks, but you may be surprised to know that they cause one-quarter of the house fires and emergency room fireworks injuries on Fourth of July.


  • Sparklers are best handled by people aged 12 and older. Children younger than 12 require extreme supervision.
  • Everyone handling sparklers should wear closed-toe shoes, and not flip-flops or sandals, to protect their feet from sparks.
  • Keep a bucket of water to place sparklers in after they finish sparkling; they are still hot and dangerous.



Adult Supervision


Always have an adult vigilantly supervise fireworks activities and never allow children to play with or ignite fireworks.



Keep a Safe Distance from Your Home


If you are going to use fireworks at home, be sure you're lighting them in a safe area. A “safe area” means away from homes, buildings, trees, and bushes.


If your gutters have accumulated leaves, pine needles, or other flammable material, clean them before using fireworks near your home. If you're leaving town for the holiday, ask a neighbor to keep an eye on your house.



Be Prepared for the Worst


If you set off fireworks, keep a bucket of water handy in case of malfunction or fire. A fire extinguisher should be kept nearby in case of an emergency, especially if you are lighting fireworks on your street.



Follow Instructions


Always follow instructions for lighting fireworks. If fireworks malfunction, don't relight them! Douse and soak them with water, then throw them away. Also, never ignite fireworks in a container, especially one that is glass or metal.



Stay Away from Others


Don't aim fireworks at other people. They can cause severe injury.


By taking a few simple precautions and using common sense, you can enjoy a fun, memorable, and safe Fourth of July while helping protect your loved ones, your neighbors, and your property.

Clipboard checklist with health and finance icons, blue and green on white background
September 23, 2026
Retiring soon? Review seven key financial decisions involving investments, Social Security, Medicare, RMDs and retirement income before you retire.
Person in a red blazer reviewing a document at a desk with papers spread out
September 16, 2026
Employers who offer drug coverage must send Medicare Part D creditable coverage notices before October 15. Learn who must comply and what changed for 2026.
Person doing a yoga stretch on a mat in a bright studio.
September 9, 2026
The Medicare GLP-1 Bridge program offers certain eligible people access to select weight-management drugs for a $50 copay. Learn what's covered and who may qualify.
Hands typing on a laptop keyboard, with turquoise rings visible.
September 2, 2026
Annual Enrollment for Medicare runs October 15 – December 7, 2026. Here's what to know about comparing plans, key dates, and how to get ready.
Several people’s hands stacked together in a supportive gesture over a brown sweater
By Mike Smith • August 26, 2026
Learn how hybrid life insurance combines a death benefit with long-term care coverage, so premiums generally aren't wasted if care is never needed.
Woman sitting on a couch with hands on her face, looking distressed, with an open book on her lap
By Mike Smith • August 19, 2026
Outdated beneficiaries can send your life insurance money to the wrong person. Learn the common risks and how to keep your policy current.
Person sorting a stack of mail and magazines while holding an envelope in a cozy living room
By Mike Smith • August 12, 2026
Every fall, Medicare Advantage and Part D plans mail an Annual Notice of Change. Learn what it means for your costs, coverage, and doctors next year.
Three coworkers discussing around a laptop in a bright office
By Mike Smith • August 7, 2026
Buying insurance online is fast, but a licensed agent can help you compare carriers, understand the fine print, and advocate for you at claim time.
Convenience store snack shelf with chips and drinks in colorful bags and cans
July 22, 2026
A landmark study found that people eating ultra-processed foods consumed more calories and gained weight. Learn why and how to make healthier choices.
Two men in business attire smiling in a car, one in the back seat and one in the foreground
July 15, 2026
​​​​​​​Learn what estate taxes are, who may be affected, and four strategies that could help reduce taxes and preserve more wealth for your heirs.
Show More