How to Apply For Medicare in California - Eligibility
As a senior in the sunshine state, it is important for you to know how to apply for Medicare in California. California, true to its process of being one of the better healthcare centers in the United States and an artist's Mecca is known for personalizing its policies by naming them as their own. In light of this Medicare in California is called Medi-Cal.
As in any state, it is important for you to understand how Medicare here works and why or why not you need to get Medigap to fulfill the needs of your health. As in any state, Medicare is best used with Medigap, just because there are number of things that Medicare on its own does not pay for and that ends up being an additional burden to you as a senior. In order to be eligible for Medicare, there are a number of requirements that need to be met.
First of all, youıve got to be over 65 years old. It is also important that either you or possibly your spouse if you have one has been employed for at least 10 years in a type of employment that is covered by Medicare.
If you happen to have worked for 30 to 49 quarters and have also been employed in a role that is covered in Medicare, then it is important for you to note that you will have to pay a premium for Part A as well as Part B. If on the other hand your work time has only been for 0 to 29 years then you have to make sure you enroll with Medicare as a voluntary enrollee. You will also have to pay the complete premium for Part A.
You donıt have to just be a senior to sign up for Medi-Cal either. If you happen to have a disability and have SSDI or you have what is known as Railroad Retirement then you are also eligible for Medi-Cal.
If you have also received SSDI (one month) and have ALS then you are also eligible for Medi-Cal.
Other than the two above, you are also entitled to Medi-Cal if you have ESRD which also stands for End Stage Renal Disease or in other words permanent kidney failure. You can use your Medi-Cal in this case to help out with your dialysis or perhaps your kidney transplant.
It is also important to note that in order to make sure you are eligible for Medi-Cal, you've got to be a legal resident (5 years at least) or a citizen. Make sure you answer your questions regarding Medi-Cal and assistance by signing up for our free insurance quotes. Call us now!