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Colorado Medicare supplemental insurance:

Are you turning 65 years old soon? Did you already receive your Medicare package and decide to stick with original Medicare (Parts A and B)? If you have decided that the original Medicare plan will fit you the best then you may also want to consider adding a Colorado Medicare supplemental insurance plan as well.

Although traditional Medicare plans Part A and Part B cover a wide verity of medical services and needs they do not cover everything. Medigap policies were created to fill in the gaps left by the Original Medicare plans.

Medigap policies not only fill the gaps in Medicare they also help you to pay the high deductibles and co-insurance payments that you will need to make out of pocket for things like skilled nursing and foreign travel.

Currently there are a total of 10 Medicare Medigap plans available for you to choose from. This article will take a short look at each.

All Medigap plans offer basic service which includes:

  • Part B co-insurance
  • Hospital Co-insurance
  • 365 days of additional hospital coverage
  • Blood deductible coverage

Plan A

  • Basic coverage only

Plan B

  • Basic coverage
  • Part A deductible

Plan C

  • Basic coverage
  • Skilled nursing co-insurance
  • Part A deductible
  • Foreign travel coverage

Plan D

  • Basic coverage
  • Skilled nursing co-insurance
  • Part A deductible
  • Foreign travel

Part E/F

  • Basic
  • Skilled nursing co-insurance
  • Part A deductible
  • Part B deductible
  • Part B excess
  • Foreign travel

Plan G

  • Basic
  • Skilled nursing co-insurance
  • Part A deductible
  • Part B excess
  • Foreign travel

Plan K

  • Hospitalization 100%
  • Basic 50%
  • Skilled nursing 50% co-insurance
  • Part A deductible 50%
  • Out-of-Pocket limit at $4,620; paid at 100% after limit reached

Plan L

  • Hospitalization 100%
  • Basic 75%
  • Skilled nursing 75% co-insurance
  • Part A deductible 75% Out-of-Pocket limit at $2,310; paid at 100% after limit reached

Plan M

  • Basic
  • Skilled nursing co-insurance Part A deductible 50% Foreign travel

Plan N

  • Basic Skilled nursing co-insurance Part A deductible Foreign travel

Do you have questions about Colorado Medicare supplemental insurance or need help choosing the right plan for your budget, lifestyle and needs? At MedicareisSimple.com we have experts standing by to answer your questions and help you make the best possible choices for your coverage needs. Just give us a call on our toll free hotline and someone will be more then happy to help you.